Move money from savings back to your main balance in seconds. No penalties unless you choose a fixed-term product.
Move money from savings back to your main balance in seconds. No penalties unless you choose a fixed-term product.
Travel fund, emergency fund, investment fund — create and manage each one separately and track how close you are.
Your money is safeguarded with EU-regulated institutions. Client funds are fully segregated from company operating funds.
Create vaults, set goals, and move money instantly between main balance and savings — all from your phone, 24/7.
BinaxPay helps you build and protect your money the way modern banking should work: flexible access, transparent control, and EU-level safeguarding.
Create personal savings vaults, set your own goals, and move money instantly between your main balance and savings. No hidden tricks, no lock-in unless you choose it — just clean, intelligent savings you control from your phone.
Move money in and out of savings in seconds. No branch visit, no support ticket.
Travel, emergency fund, investments — create and manage each separately, track progress in real time.
Client funds are fully segregated from company operating funds and are never lent out or invested by us.
Instant access to your savings balance
Personal savings vaults created by users
Transfers between main balance & savings
EU-compliant safeguarding institutions & partners
Goal-based savings vaults, instant access to your money, and full transparency — all in one EU-regulated app.
Travel fund, emergency fund, investment fund — create and manage each one separately. Name your vaults, set targets, and track how close you are in the app.
Yes. Move money from savings back to your main balance in seconds. No branch visit, no support ticket — unless you choose a fixed-term product, your savings stay flexible.
Your money is safeguarded with EU-regulated institutions. Client funds are fully segregated from company operating funds and are never lent out or invested by us.
Every movement in and out of your savings is logged with timestamps. You can review your full history in the app anytime.
Open your account at private.binaxpay.com. Once verified, you can create vaults and start saving in minutes.
Flexible access, goal-based vaults, and EU-grade safeguarding — all in one app.
"Knowing my savings are safeguarded with EU-regulated institutions gives me peace of mind. I can focus on my goals instead of worrying about where the money sits."
"I love that I can create separate vaults for travel, emergency, and investments. Each has its own target and I can see my progress at a glance. No more mental math or spreadsheets."
"When I need cash from savings, I move it to my main balance in seconds. No forms, no waiting — just tap and go. That's how savings should work."
"Every move in and out of my vaults is logged. I can review my history anytime. It keeps everything transparent and easy to explain to my family or accountant."
Everything you need to save smarter — in one app.
Move money in and out of savings in seconds. No branch visit, no support ticket — full control from your phone.
Travel, emergency, investments — create and manage each vault separately and track how close you are.
Client funds are fully segregated from company operating funds and safeguarded with EU-regulated institutions.
Create vaults, set goals, and move money between main balance and savings — 24/7 secure access from your phone.
