Security & Compliance for Business Banking

BinaxPay is engineered with encryption, strict access controls, and EU-aligned compliance - so your accounts, cards, and payments stay protected while you scale.

KYB/KYC & AML Monitoring

Verified onboarding and continuous screening to reduce fraud and meet regulatory requirements.

Encryption & Data Control

Encryption in transit and at rest, with least-privilege access and auditable activity logs.

24/7 Monitoring

Real-time platform observability, alerts, and incident response to keep operations online.

Roles & Approvals

Role-based permissions, maker-checker approvals, and spend controls for audit-ready governance.

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Our Approach to Security & Compliance

BinaxPay is engineered for regulated business finance. We combine strong encryption, least-privilege access, and EU-aligned compliance so your accounts, cards, and payments stay protected while you scale.

  • Secure by Design

    Encryption in transit & at rest, secret management, and audit trails across all actions and approvals.

  • Compliant by Design

    KYB/KYC, AML screening, and PSD2/GDPR-aligned processes with partner-verified onboarding and reporting.

  • Continuous Monitoring

    24/7 observability, anomaly detection, and real-time alerts for login, card, and payment activity.

Everything your business needs - accounts, payouts, cards & APIs

Open multi-currency corporate accounts in EUR, GBP, USD and more. Assign roles and approvals, track real-time balances, and export audit-ready statements.

Sub-accounts and dedicated IBANs keep client, team, and regional flows clean and easy to reconcile.

Open Business Account

Send and receive local and cross-border transfers via SEPA and SWIFT. Automate payroll and vendor payouts with approval flows, bulk files, and status webhooks.

Smart references and realtime notifications reduce manual work for finance teams.

Send Payments

Streamlined KYB/KYC with AML screening and document checks. Standardized onboarding for directors and UBOs ensures strong risk controls from day one.

EU-aligned processes with audit trails and secure document storage.

View Requirements

Encryption in transit and at rest, least-privilege access, and continuous monitoring. Maker-checker approvals and card controls help prevent misuse.

Detailed logs for logins, transfers, and card activity keep operations transparent and compliant.

Security Overview

Our mission is to give modern companies a faster, safer way to run finance: open accounts, move money, issue cards, and embed banking with simple APIs.

Build, launch, and scale financial operations without legacy friction.

Get Started
BinaxPay product suite: accounts, payouts, cards and APIs
BinaxPay business banking dashboard with accounts, cards, and payments

Complete Business Banking - Accounts, IBANs, Cards & APIs

Run finance at scale with multi-currency corporate accounts, dedicated IBANs, SEPA/SWIFT payouts, and corporate cards - all controlled through a secure, compliance-ready platform.

Multi-Currency Accounts

Open EUR, GBP, USD and more. Assign roles & approvals and export audit-ready statements.

IBANs & Reconciliation

Create dedicated IBANs and sub-accounts per client, team, or region for cleaner books.

Payments & Payouts

Automate SEPA/SWIFT transfers, payroll, and vendor payouts with approval flows & webhooks.

Cards & Controls

Issue virtual/physical cards, set spend limits & MCC rules, and monitor in real time.

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Why Businesses Choose BinaxPay

All-in-one business banking: multi-currency accounts, dedicated IBANs, corporate cards, and payment APIs - secure, compliant, and ready to scale.

Business Banking Built for Modern Companies

BinaxPay provides multi-currency corporate accounts, dedicated IBANs, SEPA/SWIFT payouts, and corporate cards - all under a secure, compliance-driven platform with developer-friendly APIs.

  • Multi-Currency Business Accounts
  • Dedicated IBANs & Sub-Accounts
  • Corporate Cards & Spend Controls
  • SEPA & SWIFT Transfers
  • Real-Time Reconciliation
  • KYB/KYC Onboarding & AML Screening
  • Roles, Permissions & Approvals
  • APIs & Webhooks for Automation
  • Invoice & Payout Management
  • Exportable, Audit-Ready Statements
BinaxPay platform overview showing accounts, IBANs, cards, and payouts

Get Started Resources

Quick guides to open your business account, integrate payments, and stay compliant on BinaxPay.

Business Accounts resource image

Open a Business Account

Create multi-currency accounts, set roles & approvals, and export audit-ready statements.

Open Account
Payments and IBANs resource image

Payments & IBANs

Automate SEPA/SWIFT transfers, create dedicated IBANs, and streamline reconciliation.

Learn More
APIs and Cards resource image

APIs & Corporate Cards

Embed accounts and payouts with REST APIs, and issue cards with limits, MCC rules, and alerts.

Open Account